For galleries, dealers, collectors and estates

Unlock liquidity from art you already own.

ArtPawn provides short-term capital secured by eligible artworks, without a forced sale, public listing or monthly interest payments.

Up to 50% of appraised value·Up to 12 months·15% flat reclaim fee·Insured third-party custody

No public listing. No monthly interest. No compounding. No obligation to proceed.

Key Terms

Fixed, transparent economics.

Up to 50%
Of appraised fair market value
Up to 12 mo
Reclaim at any point during the term
15% flat fee
No interest, no monthly payments, nothing compounds
Insured custody
Held by approved third-party storage for the term

All terms are subject to valuation, due diligence, documentation and custody requirements.

The Problem

Art is valuable. Liquidity is limited.

Artworks often represent one of the largest stores of value held by galleries, dealers, collectors and estates. But that value is difficult to access without selling.

Sales are irregular. Fairs, acquisitions, estate settlements and operating costs require liquidity before the right buyer appears. Selling under time pressure can compromise price, positioning and long-term strategy.

ArtPawn gives owners a discreet way to access capital without forcing a sale.

Use Cases

When ArtPawn makes sense.

Art fair financing

Fund booth costs, logistics, production and travel before sales are completed.

Inventory financing

Unlock capital tied up in owned stock without discounting works to move them quickly.

Tactical acquisitions

Act on a purchase opportunity before existing inventory clears.

Bridge between sales

Cover short-term cash needs while waiting for confirmed payments, consignments or private sales.

Estate liquidity

Access capital ahead of settlement, valuation, division or planned sale.

Collection management

Raise liquidity against selected works without disrupting a broader collection strategy.

How It Works

From artwork to liquidity in a structured process.

01

Submit works

Send artwork details, images and available documentation.

02

Receive terms

ArtPawn reviews eligibility, verifies title and value, and provides indicative terms if the work qualifies.

03

Fund and reclaim

Once accepted, the work moves into insured custody and capital is released. You may reclaim within 12 months by repaying the advance plus the flat fee.

Full review includes identity, title, provenance, authenticity, condition, valuation, custody and documentation.

Example Transaction

Know the economics before you proceed.

Appraised fair market valueUS$200,000
Advance at 50% LTVUS$100,000
TermUp to 12 months
Flat reclaim fee15%
Amount to reclaim the workUS$115,000

No monthly interest. No compounding. No instalment schedule.

Eligibility

What works qualify?

ArtPawn reviews each work individually. A strong artist name alone is not sufficient. We assess the specific artwork, its documentation, its ownership history, its condition and its resale market.

Likely eligible

  • Established secondary market
  • Clear title
  • Documented provenance
  • Reliable attribution
  • Stable condition
  • Evidence of liquidity
  • Works typically valued from US$100K–500K, supporting advances of US$50K–250K

Less likely eligible

  • Disputed ownership
  • Unresolved attribution
  • Weak documentation
  • Severe condition issues
  • No identifiable resale market
Why ArtPawn

Built for discretion, valuation discipline and security.

Specialist valuation

Works are reviewed using art-market comparables, provenance, condition, artist trajectory and liquidity.

Insured third-party custody

Approved works are held in insured custody for the duration of the arrangement.

Confidential process

No public listing, no auction exposure and no market disclosure unless required by the agreed transaction process.

Every transaction is subject to documentation, diligence and approval.

Who We Work With

Built for owners across the market.

Galleries

Finance inventory, bridge the gap between sales and free capital for fairs and acquisitions without discounting works to move them.

Dealers

Fund deal flow and tactical acquisitions, acting on opportunities that will not wait for the next sale.

Collectors

Access short-term liquidity against selected works without triggering a sale, disrupting a long-term collecting strategy or exposing the work publicly.

Estates and collections

Access liquidity ahead of a settlement, division or planned sale, without forcing the premature disposal of significant works.

Confidential Review

Start with a confidential review.

Send basic information about the works you would consider using for liquidity. ArtPawn will assess eligibility and return an initial view on valuation range and indicative terms.

Submissions are confidential. We never list, disclose or share the works or details you send.

Thank you. ArtPawn will review the information and respond with next steps.

FAQ

Questions, answered.

Is this a sale?

No. You receive capital against eligible artworks and retain the right to reclaim them during the agreed term.

Do I need to make monthly payments?

No. The reclaim fee is flat. There is no monthly interest, no instalment schedule and no compounding.

Where is the artwork kept?

Approved works are held in insured third-party custody for the duration of the arrangement.

What happens if I do not reclaim the work?

The work transfers to ArtPawn and your obligation ends, subject to the agreement terms and your title, authenticity and disclosure representations.

How fast can I receive terms?

Initial eligibility review can usually begin within days, depending on documentation quality, artwork complexity and custody requirements.

What works qualify?

Works with clear title, reliable attribution, documented provenance, stable condition and an identifiable resale market are the strongest candidates.

Is the process confidential?

Yes. ArtPawn does not publicly list or market the work during the review process.

Start with a confidential review.

If you own eligible art and need liquidity without forcing a sale, ArtPawn can review the works confidentially and return indicative terms.

Submit works for confidential review
Contact
Fernando Ticoulat  ·  fernando@artpawn.art